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Homeloanbasics.com: Home Loan Basics, Learn about Mortgages, Interest Rates, Calculators Offline

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Try ACORN Programs for Mortgage Assistance

If you feel your income is too low or your credit is too damaged to ever be able to qualify for a home loan, think again! Besides trying government programs like VA or FHA mortgage loans, you should l...
Home Loan Basics, Learn about Mortgages, Interest Rates, Calculators

Mortgages, Home Loans, Refinance your home today.

Understanding Hard and Soft Prepayment Penalties

In the mortgage world, you will often come across loan clauses called prepayment penalties. A prepayment penalty is inserted into a mortgage loan in order to deter a borrower from selling or refinanci...