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辦信貸做結婚基金，哪一家銀行過件機會高?? | 分享貸款資訊部落

這兩天去國泰銀行辦理信貸當做結婚基金，但我只是國泰銀行的薪轉帳戶，我的公司是日商，算是百大企業，月收入大約三萬，這樣的條件會過件嗎??我沒有任何負債，我有中信銀行的信用卡，按時繳款沒有遲繳記錄，只是帳戶裡沒錢，兩家銀行都送件過了，信貸國泰填50萬中信30萬，那一家銀行過件的機會比較高??