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信貸清償整合哪一家銀行可以申請?? | 分享貸款資訊部落

我在500大工作2年，上個月剛辦卡用卡，也剛辦信貸10萬只繳一期，目前仍需要資金，所以想再辦20萬貸款，把前一筆信貸還掉並整合在同一家銀行，因為上個月有辦卡和信貸所以聯徵累積到5~6次，這樣有哪家銀行可以承辦??另外，銀行看聯徵紀錄次是往前推3個月嗎??